About Clari5
Built for the New Era of Financial Crime
Fraud, money laundering, scams and mule activity are increasingly connected. Clari5 gives financial institutions a real-time intelligence layer to detect, investigate and respond to financial crime across customers, channels and transactions.
Proof at scale
Two Decades of Financial Crime Intelligence.
Built for financial institutions operating in a world where every second matters.
Years Fighting Financial Crime
Billion Transactions
Countries and Counting
Banks and Insurers
Our story
See the Whole Picture
Financial crime rarely appears as one obvious event. It emerges through connected patterns across transactions, channels and customer behaviour.
For over two decades, Clari5 has combined computer science, probability, statistics and behavioural intelligence to uncover those patterns and help financial institutions act in real time.
Our mission
One Platform. Connected Intelligence.
Financial crime does not stay within one channel, product or team. Clari5 brings fraud detection, AML, investigations and customer protection together on one real-time platform.
Fraud Detection
Detect suspicious activity across channels in real time.
Anti-Money Laundering
Connect customer and transaction risk across AML workflows.
Investigations
Give analysts the context needed to understand risk faster.
Customer Protection
Identify connected threats before they become losses.
Real-Time Decisioning
Turn intelligence into immediate action.
Industries
Industries we work with.
Banking
Insurance
Fintech
Telco
How Clari5 works
From Signals to Action
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01
Detect
Identify suspicious activity across channels and transactions in real time.
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02
Connect
Bring customer, behavioural and transaction signals into one intelligence layer.
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03
Investigate
Give analysts the context required to understand what happened and why.
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04
Act
Respond faster with intelligence designed for real-time financial crime operations.
Our foundation
Built on Science. Designed for Real-Time Decisions.
For over two decades, Clari5 has combined computer science, statistics, probability and behavioural intelligence to identify patterns hidden across complex financial activity.
Today, that foundation powers a platform built for the speed and complexity of modern financial crime.
Our vision
One Connected View of Financial Crime.
Fraud. Money laundering. Mule networks. Social engineering.
Today, most banks fight each of these as a separate problem. Different teams. Different tools. Different cases. That is no longer enough.
Clari5 is building one connected view of financial crime across every channel, every account, every transaction. So banks see the full picture, act before the loss, and meet the effectiveness standard regulators now expect.
One problem, one view, one response. That is where we are taking financial crime prevention.
For over two decades, Clari5 has combined computer science, probability, statistics and behavioural intelligence to uncover those patterns and help financial institutions act in real time.
Clari5 + Perfios
Stronger Together
Clari5 became a Perfios company in 2025, bringing deep financial crime intelligence together with Perfios’ broader financial technology ecosystem.
Together, we help financial institutions make faster, more informed and more connected risk decisions.
Industry recognition
Recognised by Industry Analysts for Over a Decade.
Clari5 has been recognised by leading industry analysts every year since 2016 across enterprise fraud, payments, AML and financial crime technology.
- Acquired by Perfios.
- Recognised among the Top 100 Risk Technology Providers in Chartis RiskTech100® 2026.
- Category Leader across all four Chartis Enterprise Fraud and Payments Quadrants.
- Included in the Chartis Financial Crime & Compliance 50.
- Category Leader for FRAML Solutions.
- Recognised among the world’s Top 50 Financial Crime and Compliance Technology Providers.
- Category Leader across Enterprise Fraud Risk Management and AML.
- Multiple IBS Intelligence Global FinTech Innovation Awards with banking partners.
- Entered the Chartis RiskTech Quadrant for Enterprise Fraud Technology.
- Ranked in Chartis RiskTech100 for three consecutive years.
Leadership
The People Behind Clari5.
A leadership team spanning financial services, technology, risk and enterprise innovation.
Rivi Varghese
Founder & CEO
Balaji Suryanarayana
Co-founder & COO
Aditya Lal
Co-founder & CTO
Jayaprakash Kavala
Chief Product Officer
T N Gopal
Chief Corporate Strategy & Operations Officer
Dhruv Manga
Chief Revenue Officer
Raghu Mehta
Chief Business Officer - India
Nitin Mithal
Director & Head of Global Delivery
Mayur Agrawal
Associate Director, Finance
Jayakrishnan M
Director & Head of HR
Ashutosh Vaidya
Advisor
Global presence
Built for Banks, Wherever They Operate.
Financial crime is global. Regulation is local. Clari5 supports financial institutions across multiple continents while adapting to local compliance requirements and maintaining the real-time performance modern banking demands.
30 markets across 6 regions.
Global headquarters
Bengaluru, India
3rd Floor, HM Vibha Building, Lasker Hosur Road, Above Star Bazaar, Adugodi, Bengaluru, 560030
Office
Dubai
Zone D – Level 1, Fintech Hive, Innovation Hub, Gate Avenue, DIFC, Al Mustaqbal St., Dubai
Office
Mumbai
3rd Floor, ABR Emerald, MIDC Central Rd., Marol MIDC Industrial Estate, Andheri East, 400093
Office
Kuala Lumpur
Unit # 20-01, Level 20, Menara Centara 360, Jalan Tuanku Abdul Rahman, Kuala Lumpur, 50100
FAQ
Frequently Asked Questions
Clari5 helps financial institutions detect, investigate and prevent fraud and financial crime in real time.
FRAML brings fraud and anti-money laundering capabilities together to give financial institutions a more complete view of risk.
Clari5 connects fraud, AML, customer and transaction intelligence rather than operating them as separate systems.
Clari5 has demonstrated production go-live in as few as 45 days.
Yes. Clari5 became a Perfios company following its acquisition in 2025.
Clari5’s global headquarters are in Bengaluru, India, and the platform supports financial institutions across multiple continents.
Join Our Mission
Bring fraud, AML and customer intelligence together in real time.